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How Much Does My Job Cost?
Not too often do we calculate the cost of our jobs. Some people may even ask me what I mean when I say, “How much does your job cost”. I will briefly take a moment to explain this idea and hopefully...
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The Unnecessary Fear of Credit
As a retail banker I came into contact with many people who had an intense and irrational fear of credit. Often these were younger people who had heard horror stories from siblings who ruined their...
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Student Credit Cards for Fall 2013: Start Building Credit Today!
While you are thinking about how this next school year will pan out, you might also want to consider the benefits of opening a student credit card if you don’t already have one. Besides classes and...
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Rebuild or Establish Credit with a Secured Credit Card
Once you have made a few credit mistakes and you have bad credit, it can be very difficult to climb out of the financial hole; luckily, secured credit cards can help rebuild your credit. Credit cards...
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Cash vs. Credit: Financial benefits and drawbacks
Many of you have probably heard about the studies on using cash vs. credit (or debit) as a way to help control spending. Using cash tends to produce the feeling of pain when handing it over to the...
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Interest Rate Reduction: Three ways to reduce your rates
The holidays are over, routines are back in order, and by now many, if not most of our resolutions have fallen by the wayside. Now is a great time to sit down, open up your credit card statement, and...
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